Established in 1992, Legal & Contingency Limited are a Lloyd's of London Coverholder and one of the leading providers of legal indemnity insurance policies in the UK.

We have a highly trained team of expert underwriters with exceptional knowledge and understanding of complex risks. Routinely providing cover for high value assets in excess of £100m, we have a proven track record of delivering solutions that enable transactions to progress, often within challenging schedules.

Our in-house expertise gives us the ability to provide bespoke insurance solutions against a wide range of risks including; rights of light, restrictive covenants, absence of easements and judicial review. We work with developers and their advisors to create policies for developments at pre-planning stage, once planning permission has been granted or whilst the development is already ongoing, for example where further funding gives rise to the need for a policy.

Legal & Contingency also has an enviable reputation for providing Trust & Probate insurance solutions. For trustees and personal representatives, our specialist insurance service offers real changes to the administration of trusts and estates. Our policies provide innovative solutions, giving greater protection for trustees and personal representatives, allowing swifter distribution of estates and earlier access to funds for beneficiaries. We offer policies for the smallest estates or for trusts worth millions of pounds, all provided through our in-house team of specialist underwriters.

Through our Conveyancing Insurance (CI) products we provide comprehensive cover at competitive premiums for a wide range of common defects in title or other title contingency risks for both residential and commercial properties.

Solicitors, licenced conveyancers and other legal professional a can arrange policies for their clients using our simple, fast and efficient online facility at For those who prefer a traditional paper pack approach, we also offer the policies through our market leading and highly successful Ci Self-Issue Pack.

The Insurer

Unless otherwise stated, policies are underwritten by Legal and Contingency Limited on behalf of the Channel Syndicate 2015 at Lloyd's. The Channel Syndicate 2015 is managed by The Channel Managing Agency Limited which is wholly owned by the world's fourth largest reinsurer, SCOR. Details of Lloyd"s and SCOR"s ratings can be found here Please see here for more information on Lloyd's and how it operates.