What are cookies? 

Our websites and web-based applications use cookies and similar technologies to improve your user experience and to ensure the websites are functioning effectively and properly. Cookies are small text files that are placed on your computer or mobile device by websites that you visit. They are widely used to make websites work, or work more efficiently, recognise your visit, collect information about your use of that website and to provide you with a more personalised web experience.

These cookies remain stored on your device until such a time that the cookie expires or is manually deleted. This allows for the information stored within the cookie to be sent back as part of any subsequent interactions you have with the issuing website.

A cookie does not give us access to your computer or any information about you, other than holding your unique identity which we need to be able to authenticate your use of the website.

Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies, if you prefer.

Please note that opting out of different types of cookies may impact the functionality of the website.

How do we use cookies?

The cookies enable us to see behaviour on the website to help us improve your experience. We do not share this data with third parties.

We use cookies for the following purposes:

• ensuring our websites operate as expected
• preventing misuse of our websites
• trialling improvements to our websites
• understanding how users engage with our websites
• personalising adverts displayed to users based on their interests

Types of cookies

Necessary Cookies: These cookies are essential for the basic functioning of a website, ensuring seamless consumer experience and data security. Without these cookies, services you have asked for cannot be provided. For example, these cookies are essential for verifying consumer identities and providing secure account access.

Performance or Analytic Cookies: These cookies collect information about how you use our website, they do not collect identifiable user information – they obtain data anonymously. Analytics cookies monitor site performance and follow user actions, can count page visits, how much time a user has spent on a website, as well as bounce rates and loading speeds to improve performance. This statistical information allows us to improve the design, user-friendliness, and functionality of our website.

Persistent: Information these cookies collect remain stored for a pre-determined length of time, even after you close your browser. Persistent cookies can be used to retain your preferences for a particular website, allowing those preferences to be used in future browsing sessions. These cookies remain on your hard drive until you erase them, or your browser does, depending on the cookie’s expiration date.

Session: Session cookies are stored in your computer or device's memory during your browsing session and are automatically deleted from your computer when you leave a website. These cookies usually store a session ID, allowing you to move from page to page without having to log-in repeatedly.

Regulatory Information

Legal & Contingency Limited is authorised and regulated by the Financial Conduct Authority (FCA). These details can be checked on the FCA's register by visiting their website www.fca.gov.uk or by contacting them on 0800 111 6768.

Legal & Contingency Ltd is registered in England No. 3511606. Registered Office 60 Fenchurch Street, London EC3M 4AD

© Legal & Contingency Ltd 2024